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Budgeting My Paycheck | Road to Retirement Welcome to koma takes control! In today’s video, I’m using The Budget Mom Budget by Paycheck Workbook to break down my paycheck and track exactly where my money is going. My goal? To fully understand my finances now so that I can retire confidently in the next 2-5 years. Why I’m Doing This: I’m using this channel as an accountability tool to stay on track while building a community of like-minded folks who are also working toward financial freedom. When I retire, I expect my income to decrease, so I need to get a clear picture of my spending habits now. What You’ll See in This Video: ✔️ Monthly view (no spend tracking) ✔️ Fixed and Variable expenses ✔️ Mortgage Payment ✔️ Savings and Sinking Funds ✔️ Other Income ✔️ Expense Tracker and Category breakdown Join the Journey! If you're on a similar path—or just curious about how paycheck budgeting works—subscribe and let’s keep each other motivated! Drop a comment and let me know how you budget your paycheck! #BudgetByPaycheck #RetirementPlanning #GenXFinance #KomaTakesControl #TheBudgetMom Discord: / discord I found my mortgage details, for those of you interested in seeing the impact of that extra $300 to principal each month. Original payoff date: Mar 2036 Current estimated payoff date: Dec 2035 $300 additional monthly principal estimate: Oct 2032 (interest savings ~$4k)