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Before you look at a single house, you must clear the compliance hurdles of the 30-year conventional loan. In Video 11 of the "How To Get Rich" series, we are dropping the mentor tone and acting as your Mortgage Compliance Officer. We’re covering the non-negotiable mandates for FICO scores, DTI ratios, and the "Jumbo" loan traps that disqualify most first-time buyers. 🚀 Binge the "How To Get Rich" Series: @HowtogetRichh In this video, we cover: 0:00 - Mandatory Submission Checklist: The 30-Year Conventional 1:30 - Credit Report Audit & The "New Credit" Freeze 3:00 - The Credit Score Formula: Middle Scores & Co-Borrower Calculations 4:45 - Conventional vs. FHA: The strict 620+ barrier 6:15 - The 20% Down Mandate & The LTV Ratio Formula 7:30 - Mortgage Points: The mathematical cost of a 0.25% reduction 9:00 - The Jumbo Loan Trap: Confirming your loan size 10:30 - Final Directive: The maximum 36% DTI threshold Subscribe to master the systems of wealth. #MortgagePreapproval #FirstTimeHomeBuyer #ConventionalLoan #CreditScore #FICOScore #HowToGetRich #RealEstate2026 #DTI LEGAL DISCLAIMER: This video is for entertainment and educational purposes only. I am not a lender or financial advisor. Always do your own research.