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In this episode, I sit down with John Taylor Garner, founder and CEO of Odynn, to unpack how embedded travel and loyalty solutions are reshaping card-issuing FinTechs. Odynn offers a modular, embedded loyalty platform that’s already powering reward engines for neobanks, credit unions, and even multi-billion-dollar institutions. We cover: Why AMEX and Chase dominate travel loyalty — and what Odin is doing differently How Odin replaces legacy players like Booking.com, Expedia, and Hopper The truth about customer acquisition in enterprise FinTech (spoiler: it’s not about ads) Why loyalty programs are becoming essential for card issuers What Odin’s modular architecture lets you do that competitors can’t The value of starting small and expanding fast with enterprise clients Odin’s 100% retention rate and how they keep users engaged Why revenue-share beats licensing for long-term success Whether you’re building in FinTech, travel tech, or embedded finance — this is one to watch. 📍 Visit Odin: https://odynn.com 📧 Contact John: [email protected] 🔗 Follow John on LinkedIn: / john-taylor-garner