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AVMs (Automated Valuation Models) powered by AI have significantly changed the surveyor market, primarily by offering fast, low-cost property value estimates for lenders and investors. AVMs serve as a powerful, data-driven complement to traditional surveying, handling routine valuations quickly, while the professional surveyor remains crucial for in-depth risk assessment and regulatory-compliant reports (like RICS valuations). THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Your Property Financial Ltd (FCA Number:942504) is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd (FCA Number: 187834). Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. The Financial Conduct Authority does not regulate some forms of buy-to-let, overseas and commercial mortgages.