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#californiahousing #housingmarket #insurancecrisis Owning a home in California was once the ultimate dream — but in 2025, it’s the insurance premiums, not the mortgage, that are breaking families. From wildfire-prone Malibu to flood-risk Sacramento, homeowners are being crushed by insurance costs reaching seven thousand, ten thousand, even fifteen thousand dollars a year. Some insurers are pulling out entirely, leaving families stranded with no coverage. In this video, Discover the Nation reveals the Top 10 California Cities Where Insurance Costs Are Destroying Homeownership — from coastal icons like Monterey and Santa Cruz to inland hubs like Sacramento and Santa Clarita. See how climate risk, corporate policy, and economic pressure are reshaping California’s future. 🔥 Learn which cities are being hit the hardest. 🌊 Discover why insurers are leaving entire regions behind. 💰 Find out how much homeowners are really paying just to stay protected. 📌 Disclaimer: For informational and educational purposes only. This video does not offer financial, insurance, or investment advice. 🔔 Subscribe to Discover the Nation for weekly cinematic investigations into housing trends, market risks, and the changing face of the American dream. #californiahousingcrisis #homeinsurance2025 #climateeconomy #realestatecollapse #DiscoverTheNation