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In this video, I'll share why I would never choose Medicare Advantage. If you're considering your Medicare options, this is a must-watch! ⬇️Download my free eBook here – Medicare Made Clear: https://medicareonvideo.com/freebook/ Follow on Spotify: https://open.spotify.com/show/6MOm7K2... ⬇️Medicare Mini Course Here: https://medicareonvideo.com/mini-course/ In this video I discuss why I personally would never choose to have a Medicare advantage HMO plan. You can make your own decisions. 00:00 Intro 00:25 Keith Armbrecht 02:01 Managed Care 03:34 Please Subscribe 03:53 Cost Difference 07:25 Pre Authorizations 08:35 Referrals 09:30 Networks 10:35 Travel 14:34 Leave a Comment Reasons I would never choose a Medicare Advantage HMO plan: Reason #1 - Limited network of doctors and hospitals. A Medicare Advantage HMO plan will have a network of doctors and hospitals you are required to use to receive care. Generally the lower the premium the smaller the network. Many times you will find a lower quality of doctors and hospitals in the network. Reason #2 - Pre Authorization. For most specialty items you will need to ask for permission before service is rendered. You can find many horror stories where care was denied for something a doctor had recommended. Reason #3 Out of Pocket expense. MAPD can be very expensive when you use it. Reason #4 - Doctors and hospitals leave plans on a regular basis. You may need care and find out that your doctor is no longer in the plan. Reason #5 - Very limited coverage when traveling. Most HMO plans only cover emergencies when outside of network. If you have an extended care you will have to travel back in network. 💭 Did you enjoy today's video? Comment below. 📕If you feel that the Medicare books that you receive are complicated, then download my free eBook. I have made this book easy and simple to read. ✨ And if you like this video, consider subscribing to Medicare on Video using this Link! ⤵️ https://goo.gl/jzN8Rn Thank you for watching!! ******************** 🎥 Welcome to Medicare on Video's official YouTube Channel 🎥 I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices. ➡️ If you are turning sixty-five or retiring and if you are coming into Medicare, then you know that there are a lot of choices. That is why I am here and why I have created this channel. I want to be able to help you understand what Medicare is and what are the best options to choose. There are so many confusing options that a lot of people struggle to understand. ➡️What you will see on my channel: ✔️Medicare Supplement Plan ✔️Difference between Plan G vs Plan N ✔️When You Can Enroll into Medicare ✔️Social Security Information ✔️And more So, if that sounds interesting to you, please consider subscribing, sharing, and activating the notification bell to never miss a video 🔔 ******************** 🍁 Connect with Medicare on Video on social media: Instagram ▶️ / medicareonvideo Facebook ▶️ / medicareonvideo Twitter ▶️ / medicareonvideo Don’t forget to visit Medicare on Video online: 🖥 https://www.medicareonvideo.com/ Please Join My Medicare Group: Talking Medicare 🩺 You will be able to ask questions and interact with others about your Medicare experience. www.TalkingMedicareGroup.com 📲 Phone: 1-877-88KEITH (53484) 📧 [email protected] ******************** #MedicareOnVideo #MedicareAdvantage © Best Medicare Supplement Plans 2021 By Medicare On Video - All Right Reserved.