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In this episode of Servant Leader’s Library, host Nicholas Paulukow sits down with revenue leader and author Monty Fowler to unpack the idea of “executive debt”—the long-term cost of short-term leadership decisions. Monty explains how executive debt builds when strategy isn’t communicated clearly, priorities constantly shift, and teams are left to interpret the plan on their own. They break down the four places executive debt shows up—strategy, operations, culture, and talent—and why the damage often starts long before leaders see it in the numbers. Monty shares real examples from VC-backed startups and private equity environments, including how toxic leadership can quietly erode performance until it’s finally addressed. The conversation closes with practical leadership takeaways: why purpose, emotional intelligence, and integrity are non-negotiable, and how founders can get unstuck by bringing in fresh perspective and real accountability. If you’re scaling a business and things feel harder than they should, this episode will help you spot the debt your team may be paying for—and what to do next.