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Are you wondering whether to take Social Security at 62, wait until full retirement age (67), or hold off until 70? You’re not alone—this is one of the most common questions in my live Q&As. As a former Social Security insider, I’ll break down: The real “break-even” age nobody explains How COLA and working longer affect your benefits Why filing early or late changes more than just the dollar amount If you want the truth about maximizing your retirement benefits and avoiding costly mistakes, this video is for you. 🏥 Need Real, Honest Medicare Help? Get FREE personalized guidance from my trusted partner Chapter — they represent all major plans and will help you find the one that’s right for YOU. 📞 Call Now: 352-841-0632 📅 Social Security Questions? Book a 1-on-1 private consult a former SSA insider. Get the answers you need, directly. 🔗 Schedule here: MyGovExpert.as.me 🔧 FREE TOOLS & CALCULATORS (powered by your support!) 👉 MyGovExpert.com • Social Security benefit calculators • Full Retirement Age (FRA) calculator • “Working While Collecting” earnings calculator • Medicare tools, cheat sheets & more 💌 Share these with family and friends who need them! 🌐 ACA / Obamacare Health Insurance Help 📞 Call: 833-434-2541 — FREE help and plan review! ⚰️ Affordable Burial Insurance Trusted partner David Duford provides free, no-obligation help. 📞 Call: 423-516-1432 🙏 How YOU Help Keep This Free Every video, calculator, and resource I create stays free because of sponsors, partners, and your support. When you use them, you’re helping us keep seniors and families informed. 🛒 Shopping on Amazon? Use my link — it costs nothing extra, but directly supports the channel: 👉 Amazon Link https://amzn.to/3IpDcIO ☕ Want to go further? You can support my mission directly: 👉 Ko-fi.com/EdWeir 📚 Helpful Resources • Living on Social Security Alone: Watch Here • IRS SS Tax Calculator: irs.gov link • International Payments Info: ssa.gov link • Social Security Solvency Report: ssa.gov link • Report Medicare Fraud: medicare.gov link 👨🎓 About Dr. Ed, PhD Former Social Security District Manager | Marine Corps Sergeant (Ret.) | Adjunct Professor | Dept. of Social Services Specialist. I’ve dedicated my career to helping people navigate Social Security, Medicare, Medicaid, disability, retirement benefits, and more. ⚖️ Legal & Affiliate Disclosure I am not an attorney or tax advisor. I’m not affiliated with the US Government. SSA makes final benefit decisions. Chapter (Memoir, Inc.) is a private Medicare advisory, not connected to the government. For official info, visit Medicare.gov or call 1-800-Medicare. Some links are affiliate partnerships — using them helps keep this content free. 🔔 Subscribe to MyGovExpert Get insider Social Security, Medicare, and retirement updates that cut through the noise.