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Get free life insurance quotes from America's top insurers and start saving today with Policygenius: https://policygenius.com/whiteboardfi... Thanks to Policygenius for sponsoring this video! Most people will never build wealth—not because of bad luck, politics, or the economy, but because of bad financial habits. In this video, I break down 5 reasons why people never get rich and, more importantly, how to fix them. 🔑 Key Takeaways: ✔ Stop trading time for money—learn how to leverage assets and systems. ✔ Avoid lifestyle inflation—don’t let higher income trap you in bad spending habits. ✔ Start investing early—$300 a month can turn into $1M over 40 years! ✔ Take calculated risks—the wealthy don’t avoid risk, they manage it. ✔ Diversify income—relying on one paycheck is dangerous. MY FAVORITE TOOLS & RESOURCES 🏫 WBFU - My Private Community - https://lp.whiteboardfinance.com/ 🏠 Get My Home Affordability Spreadsheet - https://whiteboardfinance.com/go/ytme... ₿ $5 FREE Bitcoin (River): https://river.com/whiteboardfinance 🔒 Ledger - Store Your Bitcoin The Right Way - https://whiteboardfinance.com/go/ledger 💰 My FREE Stock Market For Beginners Course - https://whiteboardfinance.com/go/stoc... MY OTHER SOCIALS: 🐦 X - / whiteboardfin 📸 Instagram - / whiteboardfinance Chapters: 00:00 Intro 00:20 The Truth 01:50 5 Reasons People Never Get Rich 07:12 Policygenius Spot 08:58 How To Fix It 13:13 My Thoughts 14:20 LOL WHO AM I? 👇 If we haven’t met before - Hi 👋 I’m Marko, and I’ve been investing since 2006, and I got my finance degree in 2010. My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. You must conduct your own research. I am merely sharing my opinion with no guarantee of investment gains or losses. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.