You DON’T Need 20% Down to Buy a Home (2026 Loan Programs Explained) скачать в хорошем качестве

You DON’T Need 20% Down to Buy a Home (2026 Loan Programs Explained)

Thinking about buying a home but still believe you need 20% down? That’s one of the biggest myths in real estate, and in this video, I break down what homebuyers actually need in 2026. Whether you're a first-time buyer, veteran, or just exploring your options, understanding loan programs and down payment requirements can completely change your strategy. In this video you'll learn: ✅ Conventional loan down payment options ✅ FHA loan requirements and mortgage insurance explained ✅ USDA zero-down programs for rural areas ✅ VA loan benefits for eligible veterans and surviving spouses ✅ Down payment assistance programs, and the hidden catches to watch for Buying a home isn’t one-size-fits-all. The right program depends on your situation, goals, and eligibility, and knowing your options is the first step. 👉 If you want a no-pressure consultation to see which program fits you best, feel free to reach out. I currently assist homebuyers in 48 states (excluding Utah and New York) and would be happy to help guide you through your home buying journey. 00:00 Introduction 00:07 Why the “20% down” myth still exists 00:55 Conventional loan down payments explained (3–5% options) 01:31 FHA loan overview (3.5% down + PMI explained) 02:14 USDA loans — zero down requirements 02:15 VA loan benefits (0% down + no PMI) 03:04 Down Payment Assistance programs — what to watch out for 04:08 Who these programs are best for 04:12 How to get personalized help #tarbetmortgageteam #firsttimehomebuyer #valoans #homebuyingtips #mortgagetips #downpaymenthelp #realestateeducation #homebuying2026 #veteranbenefits #fhaloans #conventionalloans #usdaload #mortgagelender