“We bought our dream house. Now we’re drowning” скачать в хорошем качестве

“We bought our dream house. Now we’re drowning”

Ramit Sethi of I Will Teach You To Be Rich talks to Jason (38) and Katie (36). They thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare bills, and the pressure of raising a new baby while working demanding creative jobs in an industry threatened by AI. Despite earning $246,000 a year, they’ve been trapped in a decade-long debt cycle, and every dollar is already spoken for. With $30,000 in debt left to go and no clear plan for what comes next, can they finally break free of survival mode and build the life they truly want together? In this episode we uncover: How Jason and Katie’s “dream home” quickly became a financial trap Why their money talks happen every single day — and why that constant communication leaves them exhausted The pattern of paying off debt, only to fall right back into it The hidden costs of homeownership Jason’s obsession with “cashflow” — and why Ramit calls it a red flag that blinds them to the bigger picture How Katie’s childhood lessons of “we can’t afford it” show up in her marriage today Jason’s upbringing of scarcity and mixed money messages The constant fear of job loss in an industry disrupted by AI Why their meticulous tracking of every penny isn’t working The moment Jason admits he’s “done” with the cycle ⏩ CHAPTERS (00:00:00) “We talk about every transaction” (00:22:05) Ramit breaks down their numbers (00:36:18) When “cashflow” becomes a red flag (00:39:39 ) When “asking for permission” follows you into marriage (00:45:58) “We couldn’t afford the pool, but a new TV showed up” (00:56:23) “I’m repeating a cycle” (01:21:02) “You have more money than you realize” (01:26:33) Where are they now? Jason and Katie’s follow-ups 💡 RAMIT’S PODCAST NEWSLETTER I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI Order my new book: Money for Couples: https://iwt.com/moneyforcouples Take control of your money with the Conscious Spending Plan: https://iwt.com/csp Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-pod Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching Listen to my book — now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI Instagram:   / ramit   X:   / ramit   ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES    / ramitsethi   THIS EPISODE IS BROUGHT TO YOU BY Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Leesa | Go to https://leesa.com for 25% off sitewide PLUS get an extra $50 off with promo code RAMIT, exclusive for my listeners LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply