I'm 55 with £600,000. Can I Retire? скачать в хорошем качестве

I'm 55 with £600,000. Can I Retire?

In this video, I explore whether someone can retire or at least slow down with £600,000 saved up in pensions, ISAs, and investments. I use the example of a client named John, who at 55 wants to retire but faces challenges with his retirement funding. I analyse his income sources (both current and future), expenditure, and investment strategies to determine a sustainable retirement plan. In this video, I explain how small changes, part-time work, and a diversified investment strategy can significantly impact your retirement outcome. =================================== Any questions about your plans for retirement? Feel free to book in a call here: https://shorturl.at/Zm055 Visit us here: https://streamlinefp.co.uk/ =================================== Timestamps: 00:00 Introduction 00:35 Meet John: A Case Study 00:58 John's Financial Snapshot 03:28 Retirement Score and Projections 04:50 Volatility Analysis: Testing the Plan 06:52 Strategies to Improve John's Plan 08:08 Investment Strategy: Beyond Cash 11:54 Tax Efficient Withdrawal Strategy 13:48 Final Thoughts and Key Takeaways =================================== Risk Warnings: ✅ The Financial Conduct Authority does not regulate Cashflow Planning. ✅ The value of your pension may go down as well as up and you may get back less than you invest. ✅ Past performance is not a reliable indicator of future performance. ✅ Levels and bases of, and reliefs from, taxation are subject to change and their value will depend upon personal circumstances. Taxation and pension legislation may change in the future. ✅ A pension is a long-term investment, the value of your investment and the income from it may go down as well as up. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. ✅ Your pension income could also be affected by the interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future. ✅Drawdown pension plans (unsecured income) are complex and are not suitable for everyone. ✅ Pension decisions can affect your income for the rest of your life (and that of any partner and other dependants). Where benefits are accessed on a flexible basis, these are not fixed or safeguarded for life. If security of income is important to you then you should consider purchasing an annuity or taking a scheme pension to provide a secured level of income. ✅ This video is for information purposes and does not constitute financial advice, which should be based on your individual circumstances.