Top 25 Cheapest Cars to Insure скачать в хорошем качестве

Top 25 Cheapest Cars to Insure

Car insurance premiums have risen sharply in recent years, increasing by 33% between 2010 and 2016. And if owners are also paying off a car loan, insurance premiums, which well exceed $1,000 annually in most states, can be a substantial burden. The amount a typical American pays for car insurance depends on many factors, including driver age, driving record, and location. Of course, the kind of vehicle also makes a big difference in insurance costs. The Insurance Institute for Highway Safety, a nonprofit research organization funded by auto insurers, collects data on insurance claim frequency and insurance cost per vehicle. In a given year, insurance companies make claim payments of roughly $900 on average per vehicle. Some vehicles get into more accidents, and some have higher payouts for each accident. Insurers make claim payments on some models averaging less than $600, while they are more than double that on others. We reviewed the 25 cars with the lowest annual payouts. Many of the cars that are most expensive to insure are large or midsize luxury vehicles. Many of the cars that are the least expensive to insure are small to midsize SUVS. Russ Rader, senior vice president for communications at the IIHS, noted that while insurance claim payment averages do not represent directly what owners might pay for insurance, they roughly reflect how much they can expect to pay. Insurers transfer higher expected costs to the consumer. If insurers can expect to pay out less frequently and in smaller amounts on certain models, they will charge lower premiums. Please leave your comments or feel free to discuss in the comments section. Your feedback will be appreciated. Thanks for watching!! Like! Share! Comment! Subscribe! Youtube Channel:    / checkfacts360   Facebook:   / checkfacts360   Twitter:   / checkfacts360   Tumblr:   / checkfacts360