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Is a 40-year mortgage the answer to today's affordability crisis? In this video, Uplending dives into the pros and cons of extending your loan term by an extra decade. While a lower monthly payment sounds great, you need to see the math on the total interest you'll pay before you sign on the dotted line. In this video, we cover: Monthly Savings: How much does a 40-year term actually save you each month? Interest Costs: The staggering difference in total interest over 40 years vs. 30 years. Equity Growth: Why it takes much longer to actually "own" your home. Non-QM Status: What you need to know about the lack of certain consumer protections. Don't trade your future for a cheaper today without knowing the facts! Subscribe for honest, data-driven mortgage advice. #40YearMortgage #MortgageTips #HomeBuying2026 #Affordability #Uplending #FinancialAdvice #RealEstateMarket