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Is the Apple Card worth it in 2024? In this video, I review the Apple Card and share 5 reasons why it might not be the best choice for most people. While it’s a cool-looking metal card with no annual fee, the limited benefits, lack of a welcome bonus, and poor cash back options make it less competitive compared to other cards on the market. I also dive into how Apple uses the card to keep you locked into their ecosystem by requiring an iPhone and offering a sleek app that only tracks your Apple Card purchases. Sure, you get 2% cash back with Apple Pay (paid daily), but is that enough to make it worth it? If you’re considering the Apple Card, watch this video to learn why it might not be the best fit—and what to consider before applying. DISCLAIMER: This video is for entertainment and educational purposes only. I’m not a financial advisor, and you should always do your own research or consult a professional before making financial decisions. 👉 Subscribe for more personal finance tips: / @Jacob_Wartell01 #AppleCard #CreditCardReview #ApplePay #creditcards #review ⏰⏰ Video Chapters ⏰⏰ 0:00 Intro 0:50 STEP 1: Should Never Leave Your Wallet 2:16 STEP 2: No Welcome Bonus 4:33 STEP 3: Lock You Into The Apple Ecosystem 5:55 STEP 4: The App 6:58 STEP 5: Lower Credit Score Approvals