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In this video, I break down my exact personal finance setup in the UK — the system I use to manage income, bills, credit, savings, and future investments, all with one goal in mind: financial freedom. For years, I was working hard but still felt stuck. I wasn’t broke — but I wasn’t free either. Once I understood how personal finance actually works in the UK, everything changed. This video shows how I organised my money so it finally made sense and started working for me, not against me. This is not financial advice — it’s my real-life experience building a simple, realistic money system that fits normal people living in the UK. ----------------------------- 📋 Download My UK Mortgage Pre-Approval Journey Doc: https://preview.mailerlite.io/forms/2... Tools mentioned to help you: 🏦 Monzo Bank (money accountability) Open a monzo account and get 10£ bonus with my referral link: https://join.monzo.com/c/162kz7g2 💳 Zilch (credit builder) Apply for a Zilch card and get 5£ with my referral link: https://zilch.onelink.me/x8EV/25qsiiux ------------- In this video, you’ll learn: -How I structure my personal finance accounts in the UK -How I manage income, bills, and everyday spending -How I use credit responsibly without ruining my finances -How I separate saving, spending, and long-term goals -How this system supports my journey toward financial freedom -Why mindset matters more than income when it comes to money This video is for you if: -You want financial freedom in the UK -You feel overwhelmed managing your money -You earn money but don’t know where it goes -You want a simple, realistic personal finance system -You’re building long-term wealth step by step I’m documenting my real journey — from work-from-home income and reselling, to credit building, saving, and preparing for property investing. This channel is about financial freedom foundations, not shortcuts. If you want more honest content about personal finance, money mindset, and building financial freedom in the UK, make sure to subscribe.