FHA & USDA скачать в хорошем качестве

FHA & USDA

Thinking about buying a home but feeling overwhelmed by loan options? In this video, Austin Suburbs Realtor Celeste Gonzales and Loan Officer Grace Tripp (Edge Home Finance) break down two powerful loan programs that help first-time (and repeat!) homebuyers get into their dream home — FHA and USDA loans. ✅ What you’ll learn: The difference between FHA & USDA loans How to qualify (credit score, income, down payment) Common myths about government-backed loans How to buy with 0% down using USDA What makes FHA great for buyers with lower credit Why you might still be a first-time homebuyer even if you’ve owned before 🏡 Areas Covered: Austin Suburbs, Georgetown, Bastrop, Taylor, Bertram, Leander, and more! 💬 Want to know if your home qualifies for USDA eligibility? 👉 Drop the address in the comments or DM me — I’ll check it for you! 00:00 – You CAN buy a home! 00:45 – Meet Celeste & Grace 01:30 – What is an FHA Loan? 03:40 – What is a USDA Loan? 05:20 – Who qualifies as a “first-time homebuyer”? 06:30 – FHA vs Conventional – Which has better rates? 08:00 – Understanding mortgage insurance 09:20 – How credit score impacts FHA approval 11:00 – Common FHA pitfalls and how to avoid them 13:10 – What makes USDA loans so attractive 15:00 – USDA loan eligibility and income limits 17:00 – Credit score & DTI requirements for USDA 19:00 – Using Texas Down Payment Assistance (TSAHC) 21:00 – Common misconceptions about FHA & USDA 23:00 – How to know which loan is right for you 24:30 – Final thoughts & how to check USDA eligibility 25:30 – How to reach out for help (next steps) 📲 Ready to get started? Let’s connect! Call/Text: 512.876.3635 Email: celeste.gonzales@exprealty.com Website: www.celestegonzales.exprealty.com Schedule a call: https://calendly.com/celesteadores/30min USDA Link: https://eligibility.sc.egov.usda.gov/... 🌟 Follow me on Social Media 🌟 Instagram: Celesteadores Facebook:   / shoutatceleste   TikTok: Celesteadores Bio: Celeste Gonzales isn’t just selling houses, she’s helping people step into the next chapter of their lives. As a wife, mom, cancer kicker, author, and Realtor®, she knows what it means to fight for what matters most: faith, family, and home. With her heart for people and years of experience leading and inspiring others, Celeste brings warmth and wisdom to every client relationship. She believes a home is more than four walls, it’s where dreams are built, memories are made, and legacies begin. That’s why her mission is simple: making dreams happen one home at a time. Whether guiding first-time buyers, supporting families relocating, or helping sellers move with confidence, Celeste is known for her integrity, determination, and ability to make the process feel less overwhelming and more exciting.