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Welcome to this in-depth lecture on Business Mathematics Unit 4 Part 2: Mathematics of Finance, specially prepared for BCom and BCom (Hons.) Semester 3 students of Delhi University, DU SOL, and NCWEB (2025 syllabus). In this lecture, we continue from Part 1 and explore the core mathematical concepts used in finance — including interest calculations, annuities, present and future value analysis, and the application of time value of money in business decisions. TELEGRAM : https://t.me/collegestudiesdu This topic is a vital part of Business Mathematics, helping students build analytical and quantitative skills required for financial management, accounting, and investment decision-making. 📚 Topics Covered in This Lecture (Mathematics of Finance – Part 2): 1️⃣ Compound Interest and Amount Concept of compound interest Difference between simple and compound interest Formula for compound amount Effective rate of interest Continuous compounding 2️⃣ Present Value and Future Value Concepts Understanding time value of money Present value of a single sum and a series of payments Future value of periodic payments Discounting techniques used in financial calculations 3️⃣ Annuities and Their Types Meaning and types of annuities Ordinary annuity (annuity immediate) Annuity due Perpetual annuity (Perpetuity) Present value and future value of annuities Solving problems based on annuity formulas 4️⃣ Sinking Fund and Loan Amortization Concept and purpose of a sinking fund Calculation of annual installment or periodic deposit Loan amortization – repayment schedules and interest portions Applications in real-life financial decisions 5️⃣ Practical Applications of Mathematics of Finance Evaluating investments and saving schemes Use in loan repayments, EMIs, and bonds Financial decision-making using present and future value models 🎯 Why Watch This Lecture? Covers Business Mathematics Unit 4 Part 2: Mathematics of Finance in detail Based on the latest BCom DU, DU SOL, and NCWEB Semester 3 syllabus (NEP 2025) Step-by-step explanation of formulas and numerical problems Perfect for exam preparation, assignments, and conceptual clarity Includes both theory and practical numerical examples 🎓 Useful For: BCom / BCom (Hons.) Semester 3 DU, DU SOL, NCWEB students Students preparing for financial management and accounting papers Learners wanting to understand the mathematics behind finance Ideal for NEP 2025 pattern university students business mathematics unit 4 part 2, mathematics of finance du sol, business maths bcom semester 3 du, bcom du sol semester 3 maths, du sol business mathematics lecture, compound interest in business maths, present value and future value, annuity and sinking fund, business mathematics formulas, bcom hons business maths du, mathematics of finance bcom, du sol 2025 syllabus business maths, time value of money, loan amortization, ordinary annuity, annuity due, perpetuity examples, du sol mathematics of finance unit 4, business maths unit 4 dusol, finance mathematics lecture du sol, bcom sem 3 business maths, financial mathematics concepts, simple and compound interest problems