Escape These 11 Tax Traps and You'll Save in Retirement скачать в хорошем качестве

Escape These 11 Tax Traps and You'll Save in Retirement

Download the Tax Planning Guide: https://purefinancial.com/white-paper... Schedule a free assessment with an experienced financial professional: http://bit.ly/PureAssessment Ask Joe & Big Al On Air: https://bit.ly/AskJoeAndBigAl Subscribe: http://bit.ly/YMYW-YT Follow the YMYW podcast: https://lnk.to/ymyw So many different IRS rules can cause you to pay more taxes than necessary on required minimum distributions, Social Security and Medicare, long-term capital gains, your investments, and more. Joe Anderson, CFP®, and Big Al Clopine, CPA outline 11 tax traps and the escape routes that'll help you keep more of your money in retirement, when you need it most. Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation. 00:00 - Introduction 01:32 - How Much Tax Do You Pay? (Federal Tax Brackets Explained) 03:35 - Trap: Taxes May Increase in 2026 04:34 - Trap: Required Minimum Distributions (RMDs) 06:15 - Download the Tax Planning Guide for free 07:35 - True/False: About 40% of people who get Social Security must pay federal income taxes on their benefits 07:59 - Trap: Social Security Provisional Income 10:57 - Trap: Medicare IRMAA Premium Hikes 11:28 - Medicare Part B & D Premium Brackets 13:25 - Download the Tax Planning Guide for free 14:13 - True/False: A couple can make over $95K in long-term capital gains and pay no taxes 14:35 - Long-Term Capital Gains Tax Brackets 16:15 - Trap: Real Estate Long-Term Capital Gains Tax 17:09 - Trap: Estimated Quarterly Tax Payments 18:25 - Trap: 60-Day IRA Rollovers 20:05 - Trap: Mutual Funds Tax 21:05 - Trap: Net Investment Income Tax 21:24 - Trap: Widow's Penalty 22:22 - Trap: State Income Taxes 22:34 - Tax Freedom: Roth IRA 23:03 - Download the Tax Planning Guide for free IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor. • Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification. AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation. CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period. #retirementplanning #taxplanning