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Thinking about a shorter mortgage term — or wondering how homeowner’s insurance really works? Andra Dolan and Andy Fulton break it down in this Future U episode, so you can make confident, informed homeownership decisions. 🏡 In this episode, you’ll learn: What shorter mortgage terms (15-year vs. 30-year) really mean for monthly payments How interest savings compare over the life of the loan When a shorter loan term might make sense — and when it might not The basics of homeowner’s insurance and why lenders require it How insurance costs can affect your total monthly housing payment Whether you’re buying your first home or reviewing your long-term plan, this conversation helps you understand how loan terms and insurance fit into the bigger affordability picture. 👀 Watch to learn how these choices impact your monthly budget and long-term goals. Future U is here to help you learn — not sell. We believe confident borrowers build stronger communities. Important Disclaimer: This video is for educational purposes only and does not constitute financial or legal advice. Mortgage programs, rates, and insurance requirements vary. Please consult a licensed loan officer and an insurance professional to discuss your specific situation.