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Are you buying a house, lot, or condominium on installment and worried about defaulting on payments? This video explains your rights under Republic Act No. 6552, also known as the Maceda Law. Learn: • Who qualifies for refund (Cash Surrender Value) • The 2-year rule explained clearly • How to compute the 50%–90% refund • Grace period rights (60 days vs 1 month per year paid) • When a developer can legally cancel • Why cancellation is void without refund • How to claim your refund through DHSUD / HSAC • Special case: Orbe v. Filinvest Land, Inc. This guide is perfect for: ✔ Real estate buyers ✔ Brokers and salespersons ✔ Law students ✔ Developers ✔ Real estate investors Understand how the law protects installment buyers from total forfeiture and what steps to take if you can no longer continue your payments. If you find this helpful, like and subscribe for more discussions on real estate law, valuation, and property rights. #MacedaLaw #RA6552 #RealEstateLaw #PropertyRights #InstallmentSale #PhilippineLaw #SubdivisionLaw #CondominiumLaw #BuyerProtection