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New to Canada and wondering how borrowing and credit work here? Watch the full replay of “Understanding Borrowing & Credit in Canada: A Newcomer’s Guide,” presented by @TDCanada and CanadaVisa. This session offers a clear, easy-to-follow introduction to personal lending and financial literacy for newcomers—so you can compare options and make informed money management decisions as you get settled. What you’ll learn: • What borrowing means and how your credit score works (with simple examples) • How credit building can support your goals as a newcomer • Loans vs. lines of credit: differences, benefits, and when each fits • Borrowing for different needs at various stages of your financial journey • Good debt vs. bad debt: how to tell the difference and avoid common pitfalls If Canada’s credit system feels new, you’re not alone. This webinar is a welcoming place to learn the fundamentals and gain confidence managing your finances as a newcomer—today and for the future. Resources & next steps: • Learn more about TD newcomer banking solutions, special offers, and support: https://www.cicnews.com/author/td 👉 Subscribe to @Canadavisa for more webinars and tools to support your journey and life in Canada.