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In this video I’m going to be talking about something I’m very, very, passionate about and that’s – personal budgeting. DOWNLOAD YOUR FREE PERSONAL BUDGET TEMPLATE VIA THE LINK BELOW: https://drive.google.com/drive/folder... I will divide this video into 3 key parts starting with: • Making the budget – what tools I use, how I separate income and costs, and what specific types of items I include in my budget. • The second part is about “Planning the budget” where I will discuss about the ways to put these items on paper, plan them accordingly during a given timeline, and set them ready for action. Here I will also touch upon goal-setting methods you should be considering so that you achieve your financial aspirations precisely and on time. • The final part will emphasize on the “Budget tracking” methods I use where the main aim is to create a transparent visibility of your daily, monthly and annual earnings versus spendings, and ensure that you are on-track with your initial plan. Top 3 FREE digital banks I recommend using for a better user experience and efficiency: 1. Monzo - https://apps.apple.com/gb/app/monzo-b... 2. Revolut - https://apps.apple.com/gb/app/revolut... 3. Transferwise - https://apps.apple.com/gb/app/transfe... Top 3 money tracking apps to use as an alternative to Excel: 1. Money Dashboard - https://apps.apple.com/gb/app/money-d... 2. You Need A Budget - https://apps.apple.com/gb/app/ynab-yo... 3. Quickbooks - https://apps.apple.com/gb/app/quickbo... Best app to use for self-employed people in the UK: • Coconut - https://apps.apple.com/gb/app/coconut... ---- Buy me a coffee, if you enjoy the videos :) https://buymeacoffee.com/alexgorasov ---- Follow me on Instagram for more daily news and updates: / algorritem Add me on Linkedin for business and career updates: / algorritem If you found this video interesting and the template useful, please do let me know in the comments. Also, please share what would you like to see next. I will try making new videos about personal finance on a regular basis.