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Subscribe to my Channel / @rimarafeh Are you a California home seller dealing with FHA or VA buyers in 2026? Discover the real truth about FHA and VA appraisal issues that can derail your sale from required repairs like peeling paint, handrails, roofs, electrical hazards, and more, to who actually pays (negotiation strategies!), why deals fall apart, and how to prepare your home to avoid escrow nightmares. This no nonsense guide explains FHA VA minimum property requirements, common California home flags (older homes, deferred maintenance), what happens if your home doesn't pass, repair negotiation tips, why FHA/VA buyers can be your best option, and proactive steps before listing. Save thousands in stress and money! Timestamps: 0:45 - Why FHA & VA Loans Inspect Homes Differently 1:38 - What Appraisers Check Safety, Repairs & Standards 3:12 - Top Issues in California (Peeling Paint, Handrails, Roofs, Electrical) 4:51 - If Your Home Fails Conditions, Required Repairs & Next Steps 5:54 - Who Pays for FHA/VA Repairs? Negotiation Secrets 7:24 - Should Sellers Avoid FHA/VA Buyers? (The Surprising Answer) 8:56 - Prepare Your Home Before Listing to Pass Easily 9:43 - Handling Big Repairs Credits, Escrow Holdbacks & More 10:35 - Key Tips to Keep Your Deal Alive 🚚 Moving to CALIFORNIA? I’d Love to Help! 👋 Rima Rafeh, CA DRE #01748539 📲 (661) 236-8899 📧 rima@therafehgroup.com 👋 Rima Rafeh, CA DRE #01748539 📆 Schedule Discovery Call: https://calendly.com/rimarafeh/30min 🏆 Brokered by: eXp Realty, CA DRE #01878277 Connect 🌐 Website: https://www.rimarafeh.com/ 📺 YouTube: / rimarafeh 📲 Facebook: / rimarafehbroker 📱 Instagram: / therafehgroup 💼 LinkedIn: / rimarafeh #FHA #VA #FHAappraisal #VAappraisal #FHArepairs #VAloans #RealEstate #CaliforniaRealEstate #HomeSellingTips #SellerAdvice #AppraisalIssues #RequiredRepairs #FHAVA2026 #RealEstateTips #SantaClarita #CaliforniaHomes #RealtorLife #Escrow #HomeAppraisal #VeteransLoans