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LIFETIME ISA vs HELP-TO-BUY ISA - Which is BEST for you as a First Time Buyer in the UK in 2021? If you're buying a house, this video gives you the COMPLETE COMPARISON! I also share whether you should SWITCH from a H2B ISA to a LISA for your property! 😀 ★★ SUBSCRIBE TO CHANNEL HERE ★★ https://www.youtube.com/thehumblepenn... ★★ WHAT TO WATCH NEXT ★★ Pension vs ISA? How To Save Money | How To Invest Money UK - • Pension vs ISA? How To Save Money | How To... How To Build an Investment Portfolio For Beginners (By AGE) - • How To Build An INVESTMENT PORTFOLIO For B... How To Invest During ANY RECESSION *without worry* (2020) - • How To Invest During ANY RECESSION **witho... How To Invest £100/month - • How to Invest £100 pm in 2024: 7 UNUSUALLY... HOW TO INVEST £1000 - • HOW TO INVEST £1000 | 9 BEST Ways To Inves... How to INVEST IN STOCKS for DIVIDEND Passive Income - • HOW to INVEST IN STOCKS for DIVIDEND PASSI... ETFs vs INDEX FUNDS | How To Invest Money In Stocks UK - • ETF vs INDEX FUNDS 2025 | How To Invest Mo... Should You PAY Off MORTGAGE Early vs INVEST? or BOTH? | UK - • Should You PAY Off MORTGAGE Early vs INVES... Investing For Children (Make Your Child a Millionaire) - • Investing For Children: How To Make Your C... Investing For Beginners UK (STEP-BY-STEP GUIDE) - • How To INVEST IN STOCKS for BEGINNERS UK |... ★★ LINKS MENTIONED IN THIS VIDEO ★★ Pensions vs ISA video - • Pension vs ISA? How To Save Money | How To... Investing for beginners video - • How To INVEST IN STOCKS for BEGINNERS UK |... ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 Abeststudio Lights - https://amzn.to/35Wjj3J ★★ ABOUT US ★★ MARY: I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :) Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni. When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :) KEN: I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development. Former CFO with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur. I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc. We share content to inspire and teach others how to achieve Financial Independence and Freedom too :) ★★ WANNA CONNECT? ★★ Email - YouTube@thehumblepenny.com Blog - https://thehumblepenny.com Insta - / thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumble... Twitter - / thehumblepenny Facebook - / thehumblepenny ★★ OUR ONLINE SCHOOL ★★ Visit our online school at Financial Joy Academy for Video Courses: https://www.financialjoyacademy.com/ ★★ TIME STAMPS ★★ 0:00 - Intro 2:243 - Who can open an account? 2:41 - How much can you save each tax year? 2:56 - What is the maximum bonus that you get? 3:30 - Can you deposit a lump sum? 3:57 - When do you receive the bonus from the government? 4:21 - What can the bonus be used for? 5:37 - What is the maximum property value to purchase? 6:16 - Can you invest as well as save with it? 6:45 - How quickly can you use it? 7:22 - Is the account only available for first time buyers ONLY? 7:47 - Can you withdraw money if not buying your first home? 9:21 - Are there any withdrawal penalties if you’re not using it to buy your first home? 9:35 - Can I have both a Lifetime ISA and a Help to Buy ISA at the same time? 10:19 - Should I Switch My Help To Buy ISA to a Lifetime ISA? 14:25 - Lifetime ISA vs Help to Buy ISA, what should I choose? 16:12 - When to Stick With a Help To Buy ISA 16:39 - Question for reflection (Please Comment) ★★ About this video ★★ LIFETIME ISA vs HELP-TO-BUY ISA - Which is BEST for First Time Buyers? Massive thanks for watching and following our channel :) ♥ Best, Mary and Ken Okoroafor NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice. #firsttimebuyer #lifetimeISA #helptobuy