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Lending Rate क्या होता है? | What is Lending Rate in Banking? | Lending Rate Explained in Hindi In this video, we explain the concept of Lending Rate in Banking in an easy and understandable way. The lending rate is the interest rate charged by banks and financial institutions on loans provided to customers. It plays a crucial role in deciding how much extra amount a borrower has to pay over the loan tenure. You will learn: What is Lending Rate? How banks decide lending rates Difference between lending rate and deposit rate Types of lending rates in India (MCLR, Repo Linked Lending Rate – RLLR) Factors affecting lending rates How lending rate impacts home loan, personal loan & business loan EMI This video is useful for students, banking exam aspirants, loan borrowers, and anyone interested in understanding the banking systems. 📚 Watch till the end to clearly understand how lending rates affect your loans and monthly EMIs. 👍 Like | Share | Subscribe for more banking & finance explained videos. #LendingRate #BankingConcepts #InterestRate #BankLoan #HomeLoan #PersonalLoan #EMI #MCLR #RLLR #RepoRate #BankingAwareness #FinanceEducation #IndianBanking #EconomyBasics #LoanExplained #deepaktechtimes