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In this episode of the Master AI Disruption Leaders Series, Andrea Luoni, Founder of RateCraft, shares how a competitive mindset and three decades of insurance experience led her to build a performance-based model that helps businesses reduce insurance costs while improving coverage. Rather than selling insurance, RateCraft audits existing policies, identifies inefficiencies, and negotiates better outcomes. Its compensation is directly aligned with client savings, creating accountability and measurable results. In this conversation, Andrea explains: How businesses overpay due to limited market visibility and misaligned incentives Why long-standing agent relationships do not always guarantee optimal pricing What it takes to scale a high-impact service business in a complex industry Where AI supports communication and content today and where it still falls short in technical policy analysis At Solar Express AI, we explore how leaders in insurance and adjacent industries are navigating disruption, transparency, and the evolving role of artificial intelligence. Subscribe for more conversations with leaders shaping the future of insurance and AI.