Why Traditional Retirement Portfolios Break Over Long Time Horizons скачать в хорошем качестве

Why Traditional Retirement Portfolios Break Over Long Time Horizons

Most retirement portfolios are built around reducing volatility as you get older. That approach makes sense on the surface, and for a while it can feel responsible and steady. The problem is that retirement today often lasts far longer than many plans were originally designed for. When the timeline stretches into three or four decades, inflation, longevity, and the need for ongoing growth start to matter in a different way. In this video, Tommy explains why long time horizons change how risk should be evaluated, how stability and durability are not the same thing, and why some portfolios that feel conservative early on can become restrictive later. If you are approaching retirement or already there, this discussion focuses on aligning your portfolio with how long your money truly needs to work and building a plan that supports both confidence and flexibility over time. Book a time with Tommy → https://form.typeform.com/to/PZWFgVMq Timestamps: 0:00 Intro 0:39 Longevity Reality 1:22 False Safety 2:09 Risk Tradeoff 3:07 Realistic Example 5:09 Fear Loop 6:13 Final Thoughts Advisory services are offered through InvestWise Wealth Management, LLC, an investment adviser affiliated with Caitlin John, LLC, an SEC-registered investment adviser. This content is intended for educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. Always consult with a qualified investment, tax, or legal professional regarding your individual circumstances. The strategies, case studies, and examples discussed are hypothetical and provided solely for illustrative and educational purposes. They do not reflect actual client outcomes and are not guarantees of future results. All investing involves risk, including the potential loss of principal. Comments shared by viewers reflect their own opinions and do not necessarily represent the views of InvestWise Wealth Management, LLC or Caitlin John, LLC. They have not been verified for accuracy and should not be interpreted as testimonials or endorsements.