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A $100,000 salary once signaled financial security. Today, many households earning six figures feel stretched. This video breaks down how tax drag, housing costs, healthcare premiums, childcare, insurance, and higher interest rates quietly compress disposable income. After federal, state, and payroll taxes, take-home pay can look far smaller than the headline number suggests. The bigger issue is asset inflation. Home prices, rent, tuition, and insurance have outpaced wage growth for years. Add student loans, auto payments, and credit card interest, and monthly obligations consume flexibility. The result is a high income with limited margin for savings, investing, or emergencies. This video explains where the money actually goes at $100K, how real purchasing power erodes over time, and why lifestyle expectations often rise faster than income in a high-cost economy. #PersonalFinance #100KSalary #CostOfLiving #IncomeReality #Inflation #MiddleClass #DebtBurden #FinanceExplained