Why Poor People Stay Poor (Psychology of Money) скачать в хорошем качестве

Why Poor People Stay Poor (Psychology of Money)

We talk about poverty like it's a discipline problem. Like people are broke because they can't budget or make bad choices. But here's the thing nobody mentions: being poor literally costs more. Your bank charges fees when you're broke. You pay higher interest because your credit tanked. You can't buy in bulk so you overpay at corner stores. The system penalizes you for not having money, then blames you for staying stuck. Here's what's actually happening: poverty creates psychological traps your brain can't escape. There's the scarcity mindset—when you're worrying about rent, your brain loses processing power for everything else, like running too many apps at once. Mental accounting makes you blow a tax refund on stuff you'd never buy with your paycheck because your brain filed it under "bonus" instead of "bills." And risk paralysis keeps you frozen in a soul-crushing job because when you can't afford to fail, you can't take the risks that build wealth. The wealthy have safety nets. You're walking a tightrope with no second chances. 🔔 Want more of this? SUBSCRIBE now:    / @selfwhuut   This video breaks down the psychological traps that keep poverty locked in—from cognitive overload to the knowledge network gap. It's messier than "just work harder" and way more fascinating than you think. 🔔 Stick around till the end — we're shifting the story from personal failure to structural psychology, and it might change how you see money struggles forever. Hit SUBSCRIBE if you're tired of surface-level takes on human behavior. At SelfWhuut, we don't just talk about money problems... we decode the psychological systems that make escaping poverty nearly impossible. Whuut else did you expect? #PovertyPsychology #ScarcityMindset #BehavioralEconomics #SelfWhuut #MoneyPsychology #HumanBehavior #PsychologyFacts #MentalAccounting #CognitiveOverload #SocialPsychology TIMELINE: 00:00 - Intro 00:35 - The Poverty Premium 01:15 - Time Poverty & Scarcity Mindset 02:20 - Survival-First Thinking 03:30 - Knowledge Network Gap 04:25 - Financial Identity 05:00 - Final Thoughts What people are searching: why do poor people stay poor psychology scarcity mindset explained psychology of poverty and decision making why being poor costs more money time poverty and mental bandwidth behavioral economics poverty trap understanding financial stress and the brain why poverty isn't about laziness cognitive load and scarcity research social capital and wealth gaps Research Behind This: Studies on scarcity and cognitive function (Mullainathan & Shafir), behavioral economics on mental accounting (Thaler), decision-making under resource constraints, research on working poverty and time scarcity, social capital and financial literacy transmission, chronic stress impacts on executive function, and self-concept reinforcement in financial identity formation. Searchable via Google Scholar, PsycINFO, and behavioral economics databases.