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Unified Pension Scheme 2025 In Bengali | New Pension Rules Explained In Bengali | New Pension Update 📢 I Have Discussed 🔥 Unified Pension Scheme 2025 – Big Change In Pension System From April 1! 💰📢 📢 Government Announces A New Pension Plan With Higher Benefits & Security! 🚀 🛑 Who Will Benefit? How Will Pension Be Calculated? Everything Explained! 🚀 What Is The Unified Pension Scheme (UPS)? 📢 The Government of India has introduced the Unified Pension Scheme (UPS) as an alternative to the National Pension System (NPS) for central government employees! 📌 Effective Date: April 1, 2025 📆✅ 💰 Guaranteed Monthly Pension For Employees With 25+ Years Of Service! 🛑 Minimum Pension Of ₹10,000 For Employees With 10-25 Years Of Service! 📢 Pension System Now More Secure & Stable – Check If You Qualify! 📊 Key Features Of The Unified Pension Scheme ✔️ Guaranteed Pension – 50% Of Last Basic Pay As Monthly Pension! 💰 ✔️ Minimum Pension – ₹10,000 For Employees With 10-25 Years Of Service! 📊 ✔️ Family Pension – 60% Pension To Family If Pensioner Passes Away! 👨👩👧👦 ✔️ Lump Sum Payment – One-Time Payment At Retirement! 💵 ✔️ Inflation Protection – Pension Adjusted Based On CPI Index! 📈 ✔️ Government Contribution – 18.5% Of Basic Pay Into Pension Fund! 🏛️ ✔️ Employee Contribution – 10% Of Basic Salary + DA! 💰 📢 This Scheme Provides More Security Than The Current NPS System! 📢 Benefits Of The Unified Pension Scheme ✔️ Financial Security After Retirement – No More Uncertainty! 💰 ✔️ Fixed Pension Amount – No Market Fluctuation Risks! 🏦 ✔️ Family Protection – 60% Pension For Dependents! 👨👩👧👦 ✔️ Lump Sum Retirement Payment – Extra Fund At Retirement! 💵 ✔️ Inflation-Linked Pension – Increases With Price Index! 📊 ✔️ Flexible Investment Options – Choose Your Own Investment Plan! 📈 📢 A Stable, Secure, & Better Pension System For Government Employees! 📊 Pension Calculation Example ✔ If Employee’s Pensionable Salary Is ₹21,000 & Service Period Is 35 Years 👨💼 📌 Pension Formula: ✅ Pension = Pensionable Salary × Service Period ÷ 70 📌 ₹21,000 × 35 ÷ 70 = ₹10,050 Per Month 💰 📢 This Is 34% Higher Than The Current Maximum Pension Of ₹7,500! 🚀 📢 New Features Introduced In The Pension Scheme ✔️ Withdraw Provident Fund (PF) From ATM! 🏧 ✔️ Pension Payment From Any Bank! 🏦 ✔️ Centralized Pension Payment System (CPPS) – Faster Processing! 🔄 ✔️ Higher Pension Option Available – Increase Your Pension Amount! 💰 📢 Government Employees Now Have More Control Over Their Retirement Funds! 📢 How To Apply For Higher Pension? 📌 Step 1: Fill The Joint Option Form With Employer’s Approval 📋 📌 Step 2: Opt For Higher Contribution To Increase Pension 💵 📌 Step 3: Apply Online Through The EPFO Portal! 🌐 📢 Act Now & Secure Your Higher Pension Before The Deadline! 🚨 Final Alert – Should You Opt For The Unified Pension Scheme? 🚨 ✔ Better Than NPS – Provides Fixed Pension Unlike Market-Based Returns! 📈 ✔ Guaranteed Income After Retirement – No More Financial Worries! 💰 ✔ Higher Government Contribution – More Benefits For Employees! ✅ ✔ Easy Withdrawal System – More Flexibility & Security! 🔄 📢 If You’re A Government Employee, This Pension Scheme Could Be A Game-Changer! #UnifiedPensionScheme #PensionUpdate #RetirementPlanning #GovernmentPension #NPSvsUPS #PensionSecurity #FinancialNews #EPFOUpdate #EmployeeBenefits #RetirementFunds #PensionScheme2025 #NewPensionRules #PensionForGovernmentEmployees #GuaranteedPension #SeniorCitizenBenefits #RetirementSavings #CentralGovernmentEmployees #GovernmentSchemes #EPFONews #PensionCalculation #PensionSlabs #RetirementIncome #HigherPensionOption #NewRetirementPolicy #SecurePension #GovernmentContribution #RetirementPlanIndia #PensionSchemeUpdate #FinanceUpdate #PensionWithdrawal Unified Pension Scheme Pension System Update Retirement Benefits Government Pension Plan New Pension Rules Financial Security Pension Calculation Employee Benefits Government Employees Pension National Pension System Retirement Planning Guaranteed Pension Pension Contribution Higher Pension Option EPFO Update Pension Fund Management Inflation Linked Pension Family Pension Benefits Lump Sum Pension Payment Centralized Pension Payment System