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"Buffers are the difference between a crisis and a plan." 🏦✨ Welcome back, Dollar . Today, we are getting our hands dirty and rectifying the debt situation I confessed in my last video. I’m still a bit sick and my cats are definitely making their presence known, but we aren't letting that stop the progress! I’m doing a complete Binder Refresh. I’m pulling money from "non-black" envelopes, clearing out my buffers, and re-allocating every cent to where I need it most: Japan. By the end of this video, I managed to find $800 that will cover my train tickets and more. This is what it looks like to face your numbers and fix your mistakes in real-time. In this video: • 0:22 Cats, a sore throat, and a mission 🐈🤒 • 1:03 The Plan: Rectifying the debt & starting from scratch 🛑 • 1:46 Scraping the Future Binder: The $50 "I Love Big Bucks" pull 💸 • 2:45 Emergency Binder Reset: Pulling the $250 buffer 🧱 • 3:54 The power of "Non-Black Envelopes" (Why I use them!) ✨ • 4:24 Low Priority Scavenge: Finding money for Mom & Friends 👵 • 6:12 The "Free Nails" Win: $15 back into the pot! 💅 • 6:44 The BIG One: Unstuffing the Travel Binder ✈️ • 8:41 THE REVEAL: Counting the $800 Recovery 💰🥳 • 9:02 Train Tickets & Seoul Hotels: What this $800 covers 🎫 • 9:26 Why you NEED buffers in your life 🏦 MY SUPPLIES 📦 • HAPPY MAIL 🤍 ABOUT ME 🤍 My name is Emeline — but you can call me Em 😊 I’m 25 years old and live in Québec, Canada 🇨🇦. I work as a Travel Agent, so my income can be a rollercoaster! I’m documenting my journey to save $20,000 for my first home (FHSA) and paying off my credit cards using the cash envelope system. Thank you so much for watching, and I hope you enjoyed this video! 💖 ✨ SUPPORT THE JOURNEY Don’t forget to LIKE & SUBSCRIBE—it helps my small channel grow so much! 📲 Follow me on Instagram: @onceuponadollar_ 💌 Email: onceuponadollar@outlook.com ⚠ Disclaimer: I created this channel to document my journey and share my experiences in hopes that it might inspire you on yours. Please keep in mind that I am not a professional financial, legal, or tax advice. Every budget is unique, so please consult with a licensed professional before making your own financial decisions. Past wins don’t guarantee future results, but staying intentional always helps! 💸✨ --------------------------------- #onceuponadollar #cashstuffing #cashenvelopes #canadianbudgeter #budgetjournaling #lowincomebudget #cashstuffingcanada #financialjournal #FHSA #20kgoal #travelagentlife #moneytransparency #zerobasedbudget #savingschallenges #financialfreedom