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In this insightful episode of PropertyTales, host Barrett Freeman is joined by Ben Minton, owner of The Mortgage Hub in Corbin, Kentucky, and Rocio Gonzalez (@RocioKentuckyHomes), manager and realtor at Freeman Brothers Realty, to dive deep into the home loan process. Whether you're a first-time buyer, an investor, or a curious homeowner, this episode tackles the real questions people have when it comes to getting a mortgage—without the confusing jargon or sales pitch. 🏠 What We Cover: What determines your loan approval How interest rates are actually set What NOT to do before applying for a loan Common myths about credit scores and down payments How realtors and lenders can work together to help buyers win If you’ve ever been unsure where to start—or just want to get smarter about financing your next property—this episode is your guide to understanding the world of mortgages from the inside out. 📲 Need a loan? Contact Ben Minton at The Mortgage Hub 📞 Moving to Kentucky? Call Freeman Brothers Realty at 606-620-9093 📸 Follow Rocio: @RocioKentuckyHomes 🌐 Learn more: www.propertytalespodcast.com 👍 Like, comment, and subscribe to stay updated on Kentucky real estate and beyond! #PropertyTalesPodcast #BenMinton #MortgageHub #HomeLoans #KentuckyRealEstate #BarrettFreeman #RocioGonzalez #MortgageEducation #FirstTimeBuyer #LoanTips #FreemanBrothersRealty