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In this video, I break down YNAB overspending — what it actually means, why it happens, and how you can fix it without stress. If you’ve ever opened YNAB only to see red or yellow overspending and felt confused, overwhelmed, or frustrated — this guide is for you. I cover: • What overspending really is in YNAB • The difference between red overspending vs yellow overspending • How to fix overspending from the Overspending tab • How to fix overspending one category at a time • Why overspending is totally normal — even for seasoned YNABers • Simple ways to improve your overspending over time Plus, I make a quick mention of how to understand credit cards in YNAB — if you want a deeper dive into that, check out this video next: • YNAB Credit Cards Explained: Why You DON’T... Whether you’re new to YNAB or refining your budgeting skills, this video helps you stop feeling stuck and start feeling confident with overspending. 💬 What part of overspending in your budget do you struggle with most? Tell me in the comments — I’m here to help! 00:00 What “overspending” means in YNAB (and what it doesn’t mean) 00:14 How to prevent overspending 02:11 Debit/checking overspending vs credit card overspending 03:11 Why to cover yellow credit card overspending (avoid growing debt) 05:04 Important: yellow “target not met” is NOT overspending 06:45 How to get more help (quick fix/coaching) ✨ Book a 15-Minute Quick Fix Session: https://anitadombovari.as.me/quickfix 💸 Top 5 YNAB Mistakes — And How To Fix Them: https://anitadombovari.lpages.co/top-... ✔ YNAB Coaching: https://www.ynabcertifiedcoach.com/ 💰 Try YNAB Free for 34 Days: https://ynab.com/referral/?ref=kWdSZt... 🎓 Be part of the first to experience The Mind-Money Reset — a transformational 8-module course blending mindset, neuroscience, and financial clarity so you can find calm, confident alignment with your money. Join the free beta launch here: https://mailchi.mp/anitadombovari.com... #YNABTips #YNABOverspending #YNABBudgeting