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Title: Achieve Financial Freedom With Debt Free Living And A Fully Funded Emergency Fund 💰 I'M DEBT-FREE! My Dave Ramsey Baby Steps Update 🎉 I can't believe I'm finally saying this-I'm debt-free (except for my mortgage)! 🙌 In this video, I'm sharing my journey, and what is next for me. 🚀 What's Next for Me? Building My Emergency Fund: Saving 3–6 months of expenses for peace of mind. Investing for Retirement: Starting in March, I'll put 15% of my gross income toward retirement. Saving for My Son's Education: I want to help him avoid student debt. Growing My Net Worth: My Goal? R1 million by 30! I'm taking a flexible approach to Dave Ramsey's Baby Steps, tackling multiple steps at once. Faith has played a huge role in my journey, and I truly believe financial freedom is possible for anyone willing to put in the work. I'd love to hear from you! Where are you in your financial journey? Drop a comment below! ⬇️ 🔔 Subscribe for more personal finance updates, motivation, and money tips! #DebtFree #BabySteps #FinancialFreedom #WealthBuilding #MoneyGoals #FaithAndFinances