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📥 Get the Free “When Can I Retire?” Calculator If you want clarity on how much income you’ll actually have in retirement, download it here: 👉 https://guide.covininvestments.com/ Have a question after watching? Submit it here and I’ll answer it in a future video: 👉 https://forms.gle/77cwFYBmVH5CdC938 ⸻ 🧠 Video Summary There’s a lot of noise right now about Social Security changing. You’re hearing about benefit cuts, insolvency, and uncertainty about the future. And for many people approaching retirement, that creates real anxiety. But the real issue isn’t trying to predict what Congress will do. It’s understanding how those changes actually impact your retirement income. In this video, I break down: • What Social Security changes actually mean (and what they don’t) • Where the “20% reduction” number comes from • A real example of how a $2,500 benefit could change • Why some retirees are more affected than others • How to structure your retirement income to reduce dependency on any one source Retirement planning isn’t about guessing the future. It’s about building a system that still works even if things change. ⸻ ⏱️ Timestamps 00:00 Introduction 01:05 What’s Actually Changing with Social Security 02:19 The 20% Reduction Explained (Real Numbers) 03:33 How Dependent Is Your Retirement Plan? 05:05 Why Plan Sensitivity Matters 06:02 Building Multiple Income Sources for Retirement ⸻ #CoachNelly #RetirementPlanning #SocialSecurity #RetirementIncome #Annuities #IncomeStrategy #FinancialLiteracy