How Mutual Fund Investors Can Invest Better | With Kalpen Parekh, DSP Mutual Fund | UpperCrust #8 скачать в хорошем качестве

How Mutual Fund Investors Can Invest Better | With Kalpen Parekh, DSP Mutual Fund | UpperCrust #8

How do mutual fund investors actually build wealth — and why do so many still underperform? In this episode of Uppercrust, we sit down with Kalpen Parekh, MD & CEO at DSP Mutual Funds, to discuss how mutual fund investors can invest better, avoid common mistakes, and develop the right long-term investing behaviour. This conversation goes beyond fund selection and returns. We discuss investor psychology, SIP discipline, market cycles, and the behavioural errors that quietly erode wealth over time — even when investors choose good funds. If you are: Investing in mutual funds or SIPs Confused about when to stay invested and when not to panic Focused on long-term wealth creation This episode will help you think more clearly about how to invest, where to invest, and what mistakes to avoid. What you’ll learn in this episode: 1. Why most mutual fund investors underperform despite good funds 2. The biggest behavioural mistakes investors make during market cycles 3. How SIP investors should think about volatility and corrections 4. Why discipline matters more than timing 5. How long-term wealth is actually built in mutual funds 📌 Disclaimer This podcast is presented by Uppercrust for educational purposes only. The views expressed are personal and do not constitute investment advice or recommendations. Please consult a qualified financial advisor before making any investment decisions. 🔔 Subscribe to Uppercrust for conversations on investing, behaviour, and long-term wealth creation. Timestamp: 00:00 – Teaser: Why most mutual fund investors get it wrong 02:05 – Introduction 02:42 – From Chemical Engineer to CEO: Kalpen Parekh’s journey 05:30 – Entering finance in the early years of Indian markets 07:25 – Early mindset: saving, investing, and building wealth 09:28 – Evolution of the Indian mutual fund industry 11:42 – DSP Mutual Fund’s philosophy, culture, and leadership 13:57 – Investing is behaviour, not intelligence 15:10 – Young India: fast lives, slow wealth creation 18:42 – Asset allocation across life stages (20s, 30s, 40s) 20:53 – How to choose the right mutual fund 21:45 – SIPs, market cycles, and a hidden risk for India 24:51 – One guiding message for the young investors 26:55 – Rapid fire with Kalpen Parekh