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In this powerful and practical episode of My DPC Story, we’re talking about one of the biggest unspoken concerns in the DPC world: ➡️ Major medical access outside of employer insurance. ➡️ Catastrophic healthcare costs for physicians and patients. ➡️ How Zion HealthShare pairs with Direct Primary Care. Host Maryal Concepcion, MD is joined by: Ashton Casper, President of Zion HealthShare Camilla Guerrero, Practice Administrator at Brock Family Care DPC (North Carolina) Together, they break down what healthcare “access” can look like without traditional insurance, what medical cost sharing actually means, and why so many DPC clinics are turning to Zion as a values-aligned solution. ⭐ What You’ll Learn in This Episode ✅ What happens when a DPC physician leaves the system and loses employer-sponsored insurance ✅ How Zion HealthShare works (and why it’s NOT insurance) ✅ Common myths about health shares — religion, pre-existing conditions, and risk ✅ Real member stories: broken bones, pregnancy, cancer, unexpected emergencies ✅ Why Zion + DPC is becoming a common pairing for families and practices ✅ How DPC clinics can support patients through the Zion affiliate model Key Question Discussed What happens if I can’t work for six months? This episode is a must-listen for: Direct Primary Care doctors Physicians starting independent practices Families leaving traditional insurance Patients looking for healthcare alternatives Anyone navigating high-deductible plans 📅 Join the Live Zion Webinar (Feb 13th at 2pm PST) Have questions about Zion HealthShare, DPC pairing, or whether this is right for your family or patients? 🎤 Join our live webinar with Zion on February 13th and ask anything directly. 👉 Register HERE: https://us02web.zoom.us/meeting/regis... 👉 Or visit: mydpcstory.com --- 🌐 Learn More About Zion HealthShare Zion HealthShare is a nonprofit medical cost-sharing community designed to support members through unexpected major medical events. Explore here: zionhealthshare.org --- ⏱️ Episode Chapters (YouTube Timestamps) 00:00 – The question DPC doctors avoid: “What if I get sick for 6 months?” 03:10 – Meet Ashton Casper (Zion HealthShare President) 05:45 – Camilla’s story: leaving insurance to build a DPC clinic 10:30 – What Zion HealthShare actually is (not insurance) 15:20 – Common misconceptions about health shares 22:10 – Pre-existing conditions explained 28:40 – First-time member experiences: broken arm + pregnancy 35:50 – How fast sharing requests are processed 41:15 – Why Zion pairs so well with Direct Primary Care 47:30 – Should every patient join? Who is Zion best for? 52:00 – Webinar invite + how to ask questions live --- 💬 Comment Question If you’re a DPC physician or patient… What’s YOUR biggest question about coverage outside of insurance? Drop it in the comments — and don’t forget to join us Feb 13th 2pm PST: https://us02web.zoom.us/meeting/regis.... 🔔 Subscribe for More Physician Entrepreneur Conversations This channel is for doctors building a better healthcare system through Direct Primary Care, independence, and community-based solutions. 👍 Like 📌 Subscribe 🔔 Turn on notifications for weekly episodes --- 📌 Keywords / Tags Direct Primary Care, DPC insurance alternative, Zion HealthShare, medical cost sharing, healthshare vs insurance, catastrophic coverage for doctors, DPC doctor coverage, healthcare without insurance, physician entrepreneur, DPC practice, DPC summit, major medical expenses, affordable healthcare options