The 30% Credit Utilization Myth In Canada. скачать в хорошем качестве

The 30% Credit Utilization Myth In Canada.

Everyone says keep your credit utilization under 30%. But what if that advice is actually holding your credit score back?   In this video, you will learn the biggest myth about credit utilization in Canada, what lenders actually like to see, and the simple habit that can boost your score faster. Make sure you watch until the end because the number I recommend might surprise you.   One of the biggest myths I hear during consultation calls is this: “I'm keeping my credit card utilization at 30% but my score isn’t improving.”   The truth is 30% is not the goal. It is just the maximum before it starts hurting your score.   That advice mostly comes from the United States, and many people online repeat it without actually testing it in Canada.   What we see with real clients is very different.   If you want to see stronger credit growth, bring your utilization down to around 10% and keep it there consistently for at least six months   If you found this helpful, like the video and share it with someone trying to build their credit.   If you need help fixing collections, improving your credit score, or building the right strategy, email info@kennyjohnsonuniversity.com to book a consultation 📩