They Ran My Credit Without Permission… So I Took Them to Court FCRA скачать в хорошем качестве

They Ran My Credit Without Permission… So I Took Them to Court FCRA

Most people don’t realize companies cannot legally run your credit without a permissible purpose under the Fair Credit Reporting Act (FCRA). In this video I break down a real situation where I discovered an unauthorized credit inquiry on my credit report from a company I never applied with. I walk through the full timeline — discovering the inquiry, disputing it with the credit bureau, documenting everything, and how the situation eventually led to a settlement offer. This channel focuses on financial awareness, Hidden Truths, and understanding systems most people dont question. KNOW YOUR POWER! If you want tools and guides to better understand your credit and protect your financial profile, check out the resources available through Pocket Assembly. 👉 https://www.etsy.com/shop/PocketAssembly 00:09- Back to IT! 01: 00 - I had my firt small claims court date 01:41 - Why did I file a lawsuit? 02:06 - How did this lawssuit begin? 02:25 - 2 Things you must do before repairing your credit 02:31 - Police Traffic 03:23 - What happened after I disputed? 04:33 - What was the creditors response to my disputes? 05:02 - Why did I escalate my dispute to the FTC? 06:02 - After I filed the lawsuit , WHAT HAPPENED? 07:00 - How did the settlement conversation go? 07:41 - How much was my setttlement offer agreement? 08:00 - DON'T BE SCARED! #CreditRepair #CreditReport #FCRA #UnauthorizedInquiry #CreditDispute #ConsumerRights #FinancialLiteracy #CreditEducation #OriginBased