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Welcome to the fourth episode of 10 Must-Know Insurance Tips Agents May Not Tell You—a series dedicated to breaking down complex insurance topics into simple, easy-to-understand terms. From debunking common myths to uncovering truths your agent might not always share, this series empowers you to make informed decisions about your insurance—without paying unnecessarily for excess coverage. Jayla, Experience Specialist at Havend, and Eddy, CEO of Havend, tackle a topic that often confuses people: What’s the difference between CareShield Life Supplement and Disability Income Insurance? It’s a key question—especially when planning for long-term care needs in your retirement years. Timestamp: 00:42 What CareShield Life covers 02:01 Monthly payouts & inflation 05:00 Extra $2,000/month needed for long-term care 07:19 Boost coverage with supplements 11:48 What Disability Income Insurance covers At Havend, we can assist in aligning your insurance with retirement goals, focusing on Integrated Shield Plans and Long-Term Care Plans for your complete protection. Contact us for a detailed, obligation-free analysis of your insurance coverage, ensuring it is suitably and sufficiently aligned with your needs—without paying unnecessarily for excess coverage: https://havend.com/contact/ 🔗 Download our complimentary eBook, InsureWell for Smart Accumulators: https://havend.com/publications/#ebook Like, Comment, and Subscribe for more insightful videos on insurance planning simplified! ________________________________________________________ Connect with Havend: ▸Facebook: / havendsg ▸LinkedIn: / havend ▸Instagram: / havendsg ▸Website: https://havend.com/ Music by Bensound.com/free-music-for-videos (License code: COHTCSL6GD8EB31X) © Havend Pte Ltd 2025. All Rights Reserved.