Decision Fatigue: Why Poor People Make Bad Choices скачать в хорошем качестве

Decision Fatigue: Why Poor People Make Bad Choices

00:00 01:47 03:48 06:30 09:18 Think you’re bad with money? You’re not undisciplined—you’re biologically depleted by a system designed to drain your "Cognitive RAM." In 2026, the mainstream media blames "Doom Spending" and "delinquency" on a lack of character, but behavioral economics reveals a darker truth: Decision Fatigue. This video deconstructs why the "High-Functioning Broke" aren't failing because of a lack of math skills, but because of the "Bandwidth Tax." We dive into the Princeton sugar cane farmer study which proves that financial scarcity can lower your IQ by up to 13 points—more than a night of total sleep deprivation. When your brain is in survival mode, your executive function evaporates, making you the perfect target for predatory marketing and "The Complexity Trap." We move beyond the tired advice of "saving on coffee" and provide a 3-step protocol to reclaim your mental energy, build a cognitive firewall, and stop being a tired cog in a machine that profits from your exhaustion. Key Takeaways The Bandwidth Tax: Why financial stress literally lowers your IQ by 13 points. The Complexity Trap: How the system uses decision fatigue to force "Doom Spending." The Steve Jobs Protocol: Radical simplification to preserve your "Decision Battery." Artificial Scarcity: Why you must automate your finances to bypass your own willpower.