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Stressed about your 2026 mortgage renewal? You aren't alone. In this video, I break down a real-life scenario for "Bob & Sally" to show how a strategic refinance can actually save you money monthly, even if your interest rate goes up. By using your home equity to wipe out high-interest credit cards and car loans, we can often lower your total household overhead and get you back in control of your cash flow. 📅 BOOK A 15-MINUTE STRATEGY CALL WITH ME: https://calendly.com/mortgages-jordan... 📞 CALL OR TEXT ME DIRECTLY: 226-582-4983 🔍 What We Cover Today: The 2026 Renewal Cliff: Why you need to start planning 6 months out. Debt Consolidation: Turning 20% interest credit card debt into a lower mortgage rate. Case Study: How consolidating $50k+ in consumer debt changed this family's budget. London, Ontario Market: Specific advice for local homeowners. 📉 Want your own custom budget breakdown? I can run these exact scenarios for your specific numbers! If you want to see if a refinance makes sense for you: Comment "SCENARIO" below and I'll reach out. Book into my calendar using the link above. ✅ SUPPORT THE CHANNEL: If this math helped you breathe a little easier today, please: LIKE this video so other Ontario homeowners can find it. SUBSCRIBE for more honest mortgage and debt strategies. SHARE this with someone who is renewing their mortgage soon. Jordan Clermont Mortgage Agent | BRX Mortgage Serving London, Ontario & Surroundings 📍 London | St. Thomas | Woodstock | Kitchener-Waterloo #LondonOntario #MortgageRenewal #DebtConsolidation #MortgageAgent #JordanClermont #CanadaRealEstate #FinancialFreedom #Refinance