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In this episode of The Business Finance Podcast, Phil sits down with Jon Fry, Independent Financial Adviser (IFA) at Elite Financial Consulting in Bristol. They explore why business owners should seek financial advice early, covering pensions, protection, cash flow and building long-term wealth. Jon shares practical tips for business owners on the following: ✅ Why thinking your business sale will fund your retirement is risky ✅ How to protect your business and family if the unexpected happens ✅ The truth about getting a mortgage when you’re self-employed ✅ Smart ways to build and preserve wealth for the future Whether you’re a limited company director, self-employed trader, or small business owner, this episode is packed with insights on how to protect your business and your personal finances. 🎙️ Timestamps: 00:00 – Welcome to The Business Finance Podcast 00:27 – Meet John Fry, Elite Financial Consulting 02:30 – How IFAs help business owners 05:00 – Why your business isn’t your pension 07:30 – Protecting your business and family 09:00 – Getting a mortgage when self-employed 11:00 – John’s 3 financial tips for business owners 15:00 – Real case study: working with The Best Finance Group 17:00 – Final thoughts: why protection matters 🔗 Connect with John Fry & Elite Financial Consulting: Website: https://elitefinancialconsulting.co.uk Facebook: @EliteFinancialConsulting 🌐 Connect with The Best Finance Group: Website: https://www.thebestgroup.co.uk 🎧 Subscribe to The Business Finance Podcast for expert insights, real-life case studies, and practical advice to help your business grow and thrive. 👉 Don’t forget to like, comment, and subscribe for weekly episodes! #BusinessFinance #IndependentFinancialAdvice #IFA #SmallBusinessTips #BusinessOwners #PensionPlanning #EliteFinancialConsulting #TheBestFinanceGroup #TheBusinessFinancePodcast #CashFlow #BusinessProtection #FinancialAdvice #UKBusiness