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Buying a home is the biggest financial decision most Americans will ever make — and most people get it wrong. In this video, Kevin O’Leary breaks down how much house you can actually afford, based on your salary, real take-home pay, and long-term financial health — not what the bank says you qualify for. Banks approve you for the maximum loan possible, not the amount that helps you build wealth. This video explains why buying too much house can leave you house poor, stressed, and financially stuck — even with a good income. You’ll learn: Why “bank approved” doesn’t mean “affordable” The real difference between gross income vs net income Kevin O’Leary’s 25% rule for housing How much house you can afford at different salary levels Why your primary home is not an investment How buying less house can help you build real wealth This is a straight-talk, no-nonsense guide to home affordability in the U.S., especially for first-time buyers and high earners who want financial freedom — not just a mortgage. ⚠️ This video is based on publicly available interviews, principles, and financial opinions commonly shared by Kevin O’Leary. It is for educational purposes only. 👍 Like | 💬 Comment | 🔔 Subscribe for more real money conversations real estate advice, home buying by salary, how much home can i afford kevin o leary finance real estate investing mortgage tips housing market usa financial freedom money advice usa