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Think your paid-off house is your golden retirement ticket? Or that healthcare costs won't hit hard? And the market will always bounce back before you need the money? Think again—these 3 common retirement myths could derail your plans and leave you struggling in your later years. In this video, I break down the harsh realities: Why borrowing against your home equity, downsizing, or reverse mortgages isn't a reliable "plan" (and often becomes a last resort). The shocking truth about retirement healthcare costs—Fidelity estimates $300,000+ for a couple at 65 (and that's just basics, not long-term care!). How the "market always recovers" mindset fails retirees due to sequence of returns risk—withdrawals during downturns can devastate your portfolio forever. Stop relying on outdated ideas and start building a real financial plan that lets you thrive, not just survive. If you're in your 50s, 60s, or beyond, this is must-watch advice. Timestamps: 00:00 - Intro 00:04 - Myth #1: My House is My Retirement Plan 01:59 - Myth #2: Healthcare Won't Be Expensive in Retirement 04:03 - Myth #3: The Market Always Recovers Hit the bell and comment: Which myth surprised you most? #RetirementMyths #retirementplanning #financialplanning #personalfinance #retirement #financialfreedom #investing #moneytips #retiresmart #healthcarecosts #stockmarket #retirementsavings