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#InsuringIndia

Contrary to popular belief, accidents are quite common in India. In fact, India accounts for 11% of accident-related deaths worldwide. one of the most common form of accidents is road accidents. The number of people killed in road crashes in India touched an all-time high in 2022 with fatalities crossing 1.68 lakh, which translates to 462 deaths per day or one every three minutes. We saw 4.43 lakh people also being injured due to such road accidents. But, from an insurance point of view, what kind of coverages are available to individuals? In this brand-new episode of InsuringIndia, we speak to Akanksha Jain, Head - Motor Product, Digit Insurance, to understand the nuances of a Personal Accident Cover, the type of covers available in the market, various coverages it provides and more. Tune In! Chapters: 00:00 - Introduction 02:46 - What is a PA Cover? 04:25 - Different types of PA Covers 05:56 - Motor PA Coverages 07:20 - Motor CPA needed for all vehicles? 08:07 - Is PA Cover costly? 09:12 - Exclusions to keep in mind 10:49 - What coverage to go for 12:59 - Outro