What is Disability Insurance? скачать в хорошем качестве

What is Disability Insurance?

Disability insurance, also known as disability income coverage, is a policy you can buy that pays you a specific amount of money monthly if you are unable to perform your job. Disability insurance is also offered as employer provided benefit which is either given to an employee or the employee pays a small monthly premium for the coverage. An employer/group provided policy is governed by a federal law called ERISA and it is a very pro-insurance company law. With a private disability insurance there are lots of policy options that you can buy and you should consult with an experienced disability insurance salesperson to learn about different options. Learn more about disability insurance on our website: https://www.diattorney.com/what-is-di... 00:00 – What is disability insurance and should you buy it? 02:59 – You can buy disability insurance up to 66% of your monthly income, but there is usually a cap at $35,000 monthly. 05:29 – The definition of "disability" varies in every disability policy and the best definition is a true own occupation definition of disability. 10:46 – Individual disability policies are the best and you should avoid ERISA disability policies if possible. For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email https://www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.