DayMAX ETFs: 18% Yield & Paid Twice a Month? (QDAY | SDAY | CDAY) скачать в хорошем качестве

DayMAX ETFs: 18% Yield & Paid Twice a Month? (QDAY | SDAY | CDAY)

This Hamilton DayMAX ETF review for Canadian passive income investors asks one question: is the 18% yield a dream investment or a total return trap? As a CPA, I'm putting these new covered call ETFs (CDAY, SDAY, QDAY) under the accountant's x-ray to reveal the complete 2025 masterclass and the critical tax traps you must avoid. As a CPA, I'm showing you what’s really happening under the hood of these high-yield funds. Using our "Cookie Jar" and "Total Return Trap" frameworks, we'll break down this seductive strategy into simple, understandable truths. You will learn the critical tax rules you MUST follow, the real risks of combining leverage with covered calls, and see why these are powerful tools for spending, but not for accumulating wealth. This is the practical, no-nonsense guide every Canadian income investor needs before buying these ETFs. Timestamps 00:00 - DayMAX ETFs: The 18% Yield Trap? 01:34 - Strategy Explained (0DTE Options & Leverage) 03:47 - DayMAX ETFs: The Key Stats (Fees, Leverage & Holdings) 05:53 - Yield vs. Total Return (The Hidden Cost) 08:18 - Canadian Tax Traps (ROC & TFSA Withholding Tax) 10:52 - Who Should Buy These ETFs? (The Final Verdict) ✅ WHAT YOU'LL LEARN ✅ ► The "Total Return Trap": Why an 18% yield can still lose you money. ► The "Cookie Jar" analogy for understanding Return of Capital (ROC). ► The critical "TFSA Trap" that causes a permanent loss on U.S. dividends. ► The combined risks of 25% leverage and a capped upside from covered calls. ► Why these ETFs are powerful tools for spending, but not for building long-term wealth. ► A CPA's take on the difference between "juicy" distributions and real profit. 🤔 WHO IS THIS VIDEO FOR? 🤔 This video is essential viewing if you are: ► A Canadian income investor or retiree tempted by high yields. ► Looking for a clear explanation of covered call and leveraged ETFs. ► Wanting to understand the real tax consequences of Return of Capital (ROC). ► Confused about whether to hold U.S. dividend ETFs in your TFSA or RRSP. ► Someone who wants a professional, unbiased breakdown of a complex financial product. 🔎 KEY TOPICS IN THIS VIDEO 🔎 ► DayMAX ETFs Canada (CDAY, SDAY, QDAY) ► Hamilton ETFs Review ► High-Yield ETFs Canada ► Covered Call ETFs Explained ► Return of Capital (ROC) Explained Canada ► Leveraged Investing Risks ► TFSA Trap U.S. Withholding Tax 🤔 QUESTIONS THIS VIDEO ANSWERS 🤔 ► Are high-yield covered call ETFs a good investment in Canada? ► How do Hamilton's DayMAX ETFs really work? ► Is Return of Capital (ROC) a bad thing? ► What is the tax trap for holding U.S. stocks in a TFSA? ► How can an ETF with an 18% yield lose you money? ✅ ABOUT THIS CHANNEL ✅ Welcome to the home of the "CPA for the People." On this channel, Danish Ghazi, CPA, breaks down complex Canadian personal finance, investing, and tax topics into simple, actionable advice. ▶ WATCH NEXT ▶ XEQT vs VEQT: The Best Canadian ETF? (Accountant's Verdict 2025):    • XEQT vs VEQT: The Best Canadian ETF? (Acco...   High Yield Bank ETFs: An Accountant's Warning (ZWC, HCAL, HMAX):    • High Yield Bank ETFs: An Accountant's Warn...   ✅ MY RECOMMENDED TOOLS & RESOURCES ✅ ► Investing Platforms & Sign-Up Bonuses Qtrade (Unlock 5% Cash Back Now): https://tinyurl.com/2ez5tbdy Wealthsimple ($50 Bonus): https://wealthsimple.sjv.io/0JXbBJ Questrade ($50 Bonus): https://www.questrade.com/?refid=DANI... ► My Custom Spreadsheets Portfolio & Dividend Tracker: https://bit.ly/3pqImqz Real Time Portfolio Analyzer: https://bit.ly/3otgiDY Canadian Banks ETF Analyzer: https://bit.ly/4gQyks5 Advanced Portfolio Tracker (Excel): https://bit.ly/3DzM4cF Income/Expense Tracking: https://bit.ly/3KLTjge ► Recommended Personal Finance Books Building Wealth and Being Happy: https://amzn.to/3hJKgkh Unshakeable: Your Financial Freedom Playbook: https://amzn.to/3oVwc89 The Richest Man in Babylon: https://amzn.to/3qxNWa0 ► Free Financial Tools & Offers Free Credit Score Check: https://imp.i203032.net/Ry32Kv Zero Fees on International Money Transfer (up to $800): https://wise.com/invite/u/danishg13 Earn Cash Back on Online Shopping: https://bit.ly/3aLmGQy ☕ SUPPORT THE CHANNEL ☕ ► Buy Me A Coffee: https://www.buymeacoffee.com/danishghazi ► Join for Exclusive Perks:    / @danishghazicpa   Disclaimer: The content in this video is for educational and informational purposes only. It is not intended to be a substitute for professional investment, financial, or tax advice. Always seek the advice of a qualified professional with any questions you may have regarding a financial matter. The creator is not a licensed financial advisor. Any action you take upon the information on this video is strictly at your own risk. Past performance is not indicative of future results. The description of this video includes Affiliate links (I get paid at no cost to you for trying out a particular service.) #InvestingCanada #CoveredCallETF #HighYield #DayMAX #HamiltonETFs #PassiveIncome #TaxTips