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FREE retirement planner calculator → https://tom.better-investor.co/ I'm breaking down who actually has enough saved for retirement, why the $1 million benchmark is a dangerous myth, and what you need to do to retire with genuine financial security. CHAPTERS 0:00 - Retirement Reality Check 3:52 - The $87,000 Truth 5:33 - Meet Martin: The Median 7:55 - The Benchmarking Failure 9:59 - Derek's Story Matters 12:40 - Unlock Compound Growth 14:10 - Social Security's Secret 18:22 - The Path to $2 Million 23:12 - The Three-Level Framework 27:45 - One Decision Away 📌 Please note: I'm NOT a financial advisor. These videos represent my personal point of view. It's for entertainment purposes only and do not constitute financial advice. This content is for informational and educational purposes only. Nothing presented here constitutes investment, legal, or tax advice. Always do your own research or consult a licensed professional before making financial decisions.